How a ROTH IRA Could Save You Big Time in Retirement
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How a ROTH IRA Could Save You Big Time in Retirement

In retirement, you have your normal, everyday expenses, but in some years, you will buy a new car or update your kitchen or be a really generous grandparent.  From where will this extra money come? Retirement portfolios are typically made up of a mix of different assets that are all taxed differently when withdrawn.  With…

Qualified Charitable Giving Due Diligence
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Qualified Charitable Giving Due Diligence

Each year more and more of my clients are utilizing the Qualified Charitable Distribution (QCD) strategy with their IRA accounts.  These IRA distributions are delivered directly to the organization of a client’s choosing and are not treated as taxable income.  If there is a Required Minimum Distribution (RMD) to be met, the QCD counts toward…