Umbrella Insurance for Rainy Days…and Broken Arms
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Umbrella Insurance for Rainy Days…and Broken Arms

Life is unpredictable, and sometimes unexpected events can rain on our parade. A few years ago, friends were visiting us from out of state.  Our kids were at that really rambunctious stage and some high-flying playing in the basement resulted in the broken arm of one of our friends’ kids.   Suddenly, I’m liable for the…