Photo by micheile henderson on Unsplash I wrote this piece for one of my client newsletters in 2022. The principles aren’t unique to that year, they are timeless, in a sense. Hopefully, this will always be a reminder of why we benefit from growth and where it comes from. Why do investments grow? In a…
If you have some free time, google “celebrity estate planning disasters.” What you will find are lists of wealthy individuals that did no estate planning, did some estate planning but not enough, or did extensive planning but their lives changed significantly over the years without any updates to their plans. How could they? Knowing that…
Each year more and more of my clients are utilizing the Qualified Charitable Distribution (QCD) strategy with their IRA accounts. These IRA distributions are delivered directly to the organization of a client’s choosing and are not treated as taxable income. If there is a Required Minimum Distribution (RMD) to be met, the QCD counts toward…
An article a couple of years back stated too much time on our hands may be as bad as too little. When we are in the throes of working or raising families, we don’t often question our purpose and imagine that a few extra hours each week would be just what we need. Research has shown…